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1:47   Silvia Hoffstetter – Broker is offer her a note and current owner bought it from a hedge fund and it is currently self serviced. It is a 2nd
3:00 Concern Hello/Goodbye Letter were not sent.
10:30 Charles Mangan gives opinion about goodbye/hello and risk of buying note
15:00 Looking at Sylvis’s due dilligence
22:40 Bill Schauer – buying note that has a lot of equity – going to foreclosure and trying to determine max allowable bid
25:00 Charles explains what can be added to foreclosure strike price
28:00 Bill has checked with attorney and is able to bid on his on note at foreclosure. He think ARV may be 100K more.
50:00 NOte expo
51:00 Question from Michael Rogers about legal fees for foreclosures. Can you contact his own attorney or must he use servicer.